Payments

Get paid faster. Reconcile automatically.

Credit cards, debit cards, ACH, invoices, deposits, and refunds — all inside Plantiful. Plantiful syncs with QuickBooks Online and QuickBooks Desktop, so your books stay current.

Three steps to getting paid.

Enroll in PlantiPay, and let Plantiful handle the rest.

Step 01

Enroll in PlantiPay

Fill out the Plantiful onboarding form and get onboarded to PlantiPay in under a week. PlantiPay enables payment by credit card, debit card, ACH, and more.

Step 02

Accept any payment

Credit, debit, ACH, cash, invoice, or deposits — at the counter, online, or through a payment link. Plantiful captures it all.

Step 03

Reconcile automatically

Optionally connect with QuickBooks. Every payment, invoice, and deposit flows to your accounting system without re-entry.

Take any payment. Sync to QuickBooks. Done.

Through Plantiful, we can accept credit cards now — the first time our nursery has ever been able to.
Samantha Thomason Nursery Manager, Ecotone

Built into Plantiful, built for nurseries.

PlantiPay is Plantiful's payments product — set up directly inside the system you already use.

Get paid faster

Improve your customers' payment experience and shorten time to collection.

Every major payment option

Credit, debit, and ACH — all accepted on the same platform.

Skip the follow-ups

Automated invoices and reminders chase the open balances so your team doesn't have to.

Pay multiple invoices at once

Customers settle several invoices in one transaction through a single payment link.

Pass on processing fees

Optionally pass credit card fees on to your customers to offset processing costs.

Reconcile with QuickBooks

Connect with QuickBooks Desktop or QuickBooks Online for automated reconciliation.

Incentivize early payment

Charge late payment fees and offer early payment discounts to incentivize on-time payment.

Tap-to-pay card readers

Hardware for walk-in sales — fast, contactless checkout at the counter.

Deposits and partial payments

Support for upfront deposits, partial payments, and pre-season collections.

See PlantiPay built right into Plantiful.

Get paid faster and improve your customer's payment experience.

Every way your customers pay

Credit cards, debit, ACH bank transfers, cash, invoices with net terms, and deposits. One system handles all of them.

Invoicing that syncs itself

Generate invoices, send reminders, and sync payments to QuickBooks automatically. No manual journal entries.

Configurable terms and fees

Set your acceptable payment methods, late fees, early payment discounts, and optional credit card surcharges.

From counter to collection

POS terminal payments or email payment links. However the money comes in, Plantiful tracks it.

See how much you'd save in reconciliation time.

A lot of our customers outsource their accounts payable, and when that company automatically receives a digital invoice, it eliminates a lot of problems on their end. That's made a big difference.
Jennifer Langston Sales & Inventory Management, Jericho Farms

One payment system for every channel.

Wholesale invoicing

Net 30 terms for landscapers and garden centers. Automated reminders, late fees, and ACH acceptance on every invoice.

Retail checkout

Swipe a card at the counter, accept cash, or send an invoice. POS terminal management built in.

Pre-season deposits

Collect deposits on spring pre-books. Track what's been paid and what's outstanding — allocate when the order ships.

One payment system for wholesale and retail.

Everything you need to get paid.

Competitive pricing

Get paid faster — and more affordably — with PlantiPay rates built for nurseries.

Credit card, debit card, and ACH processing

Deposit collection and reconciliation

Optional credit card surcharge pass-through

Pay multiple invoices in one transaction

Let customers settle several invoices at once in fewer steps.

Point-of-sale terminal and device management

Automatic sync to QuickBooks

Automated invoice reminders

Reminders chase open balances on the schedule you set — no follow-up emails to write.

Payment notification emails

Get alerted when your customers pay.

Customer monthly statements

Auto-send or batch-print monthly balance statements with a single payment link to settle multiple invoices.

Optional early payment discounts

Optional late payment fees

Optional upfront deposit requests

Payment questions, answered.

Taking and tracking payments inside Plantiful.

Can I accept credit cards through Plantiful?

Yes. With PlantiPay, you can take credit and debit cards and ACH payments inside Plantiful — including deposits, refunds, and payment requests you send to customers. For many nurseries, it is the first time they can take a card at all.

Do payments show up in my accounting?

Yes. Payments, invoices, and deposits sync to QuickBooks, so what you collect in Plantiful stays in step with your books — no separate reconciliation by hand.

Can Plantiful help me get paid on time?

Yes. Plantiful can send payment requests automatically, charge late fees on overdue balances, and apply early-payment discounts to nudge customers to pay sooner — so collecting on net terms takes less chasing. You set the amounts, the timing, and which customers each rule applies to.

Can I take deposits and send invoices automatically?

Yes. Collect a deposit up front and invoice the balance, and Plantiful can send the invoice automatically when a shipment goes out. Deposits, invoices, and refunds are all handled in one place.

Can a customer pay their whole balance, instead of one invoice at a time?

Yes. A customer can pay against their full outstanding balance, and Plantiful applies it across their open invoices — they don't have to settle each one separately. Anything paid beyond what's due stays on their account as a forward payment to apply later.

Can customers pay ahead or carry a credit?

Yes. When a customer pays ahead, Plantiful holds it as a forward payment on their account to apply to later invoices, and you can issue credits they use on future orders. Each customer has a running balance — what's due, what's paid ahead, and what credit remains.

Ready to see it in action?

Book a walkthrough with our team and see how Plantiful works for your nursery.